An analysis on the current market conditions by Ron Sloy, CFP of Sloy, Dahl & Holst, Inc. located in Portland, Oregon. November was a return to stability in the markets. As you may remember, in October I mentioned that the financial markets had bottomed and it would be a great time to invest. Since that time, the Dow has risen almost 2,500 points. We believe the market will continue to improve in December and we also expect a Santa Claus rally. Many believe the Santa Claus rally is a result of people buying stocks in anticipation of the rise in markets during the month of January, otherwise known as the January effect.